Improve Your Business With a Stated Income Commercial Real Estate Loan

Securing a stated income commercial real estate loan is a great way to give your business a stable financial foundation. Unlike traditional avenues of financing, stated income loans are flexible and allow you to use the funds you receive in any way you deem fit to better your company. Dynamic Business Funding offers competitive stated income loans to businesses of every size in nearly any industry.

What Is a Stated Income Loan?

A stated income commercial real estate loan is an avenue of financing that is approved based on property value rather than credit history. This makes stated income loans easier to qualify for other types of financing. If your company owns property with a value greater than the cost of its expenses, it qualifies for a stated income loan regardless of which type of property it is. Stated income loans also require less paperwork and documentation so they are typically approved more quickly. Because you are free to use the money you receive from a stated income loan in any way that will benefit your business, it is an ideal avenue of financing for new companies.

What  Are the Advantages of a Stated Income Loan?

Although flexibility is the primary benefit of stated income loans, the financing offered by Dynamic Business Funding also comes with many other advantages. If you have a credit score of at least 600, you can expect to receive the following advantages when you secure a stated income loan with us.

• W-2 and self-employment documentation
• Fixed rates
• Terms of up to 25 years
• 75% LTV for multi-family and mixed-use properties
• 70% LTV for investment and owner-occupied properties
• 65% LTV for commercial properties
• Loan amounts of up to $500,000

Contact Us

Stated income commercial real estate loans are suitable for businesses of all types. If you are interested in obtaining this avenue of financing, contact Dynamic Business Funding today to discuss your options.